PMJAY is a scheme that aims to help economically beneficial to the society who needs health care facilities and the poor and destitute households in rural and urban areas.

Eligibility for Rural Families: Those living in SC and ST households. Families that do not have male member aged between 16 and 59 years and no individuals aged b/w 16 to 59 years. Families with 1 physically challenged member, manual scavenger families and living in makeshift houses.

Eligibility for urban families: Street vendors, cobblers, and hawkers, Domestic workers, Rag pickers, beggars, Construction site workers, plumbers, masons, painters, welders, security guards, Transport workers etc. All labor working people are eligible for this scheme.

PMJAY hospitalization Process: Families can benefit Rs.5lakh insurance. In this scheme cover the medical and surgical treatments in 25 specialties: cardiology, neurosurgery, oncology, pediatrics, orthopedics etc...

Critical diseases under PMJAY: Prostate cancer, Coronary artery bypass grafting, Double valve replacement, Carotid Angioplasty with stent, Pulmonary valve replacement, Skull base surgery, Anterior spine fixation... etc.

Who is not covered under PMJAY: People who own a vehicle, Government employees, whose monthly income is more than Rs.10000, who living in properly builded houses. Those owning an agriculture land.. etc.

How to apply for PMJAY: Visit PMJAY portal click on 'AM I Eligible', Enter mobile number, Captcha code, Click on Generate Otp and select your state and search by name/HHD number/Mobile number.

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