GRT launched the Golden Eleven Flexi Plan which allows their customers to make 11 equal advance payments towards purchasing of an ornament every month. On maturity, the customer is free to purchase an ornament from selected categories.
Purchase Advance Scheme which allows customers to make advance payments to purchase gold in the future. Instalment amount may vary between Rs. 500 to Rs. 40,000 depending on the ornament already selected. With a maximum tenure of one year, this scheme must be closed by buying a jewellery on the maturity date.
Smart Buy Scheme which allows customers to order an ornament of their choice which may be in stock or out of stock by paying a nominal amount as advance. This offers comes with attractive discounts and interest rate.
Tanishq Golden Harvest Scheme, which allows their customers to contribute a nominal amount every month which can be used to buy gold at discounted price on maturity. The deposit periods they offer are 6 and 10 months.
Lalithaa jewellers offers a wide range of gold schemes with attractive benefits. They recently launched Jewel Saving Plan, Gold Plus Savings Scheme, 0% Gold Jewellery Purchase Plan and Lalithaa Golden Sparrow.
Bhima Gold Tree Purchase Plan which enables customers to make monthly advance payments for a certain period which allows them to purchase gold on the maturity date. The deposit amount should be in multiples of Rs 250 and the tenure is flexible.
The Andhra Bank Sovereign Gold Bond Scheme is open for subscription at the issue price of Rs.3890 per gram, subject to a minimum of 1 gram and maximum 20 grams. The tenure is of 8 years with an interest rate 2.5% per annum.
The ICICI Dream Gold Plan helps investors to raise funds with the purpose of buying gold through a fixed or a recurring deposit. The investment can raise a loan of up to 90% of its value. The plan allows a 30% discount on purchase of ICICI Gold coins till three months after maturity.
The HDFC Sovereign Gold Bonds help you earn an interest of 2.5% per annum for a period of 8 years with the option of exit from 5th year onwards.
Axis Bank offers gold mohurs in 24 Karats with 99.99% purity certifies by Assay in various denominations for ease of purchase. The price of the mohurs are decided as per the prevailing gold rates.